Fostering Allowance & Payments
Fostering is one of the most meaningful commitments you can make — but it also comes with practical responsibilities. That’s why every approved foster carer receives a fostering allowance, designed to cover the cost of caring for a child and to recognise the vital role carers play.
At Match Foster Care, we believe in being clear and transparent about how payments work. Our allowances are competitive, fair, and structured to help you provide the best possible care without worrying about day-to-day expenses.
Do foster carers get paid?
Yes. Every foster carer receives a weekly allowance for each child in their care. This payment covers food, clothing, school needs, travel, and activities, while also recognising the time, effort, and commitment you invest in fostering.
What is the fostering allowance?
The fostering allowance is a tax-friendly weekly payment designed to meet a child’s daily needs and reward your dedication. It varies according to the child’s age, placement type, and individual circumstances, ensuring that each arrangement is properly supported.
How much do foster carers earn?
Earnings depend on several factors — the number of children you care for, their age and needs, and your experience. Carers with Match Foster Care typically receive competitive weekly payments that meet or exceed the government’s National Minimum Allowance. You’ll receive clear details before any placement begins.
Is fostering income taxable?
Fostering income is treated differently from most employment income. The UK government offers Qualifying Care Relief, which allows you to earn a significant portion, if not all, tax-free. We’ll explain how this works and point you to HMRC guidance so managing your finances is simple and stress-free. We can work with you closely regarding all of this and your tax returns to HMRC.
What is the National Minimum Allowance (NMA)?
The NMA sets a baseline rate that all fostering providers must meet. It ensures carers receive at least the minimum amount needed to provide proper care. Match Foster Care’s payments always meet or exceed these national standards to reflect the real value of your work.
Do payments change for different placements?
Yes. Some placements, such as therapeutic or parent-and-child fostering, may receive higher allowances because they require additional time, training, or specialist care. We’ll discuss payment rates clearly before each placement so you know exactly what to expect.
Are there extra payments for special occasions?
We want every child to feel included in birthdays, holidays, and celebrations. Additional payments or allowances are made for these events, helping you cover the cost of gifts, trips, or special outings without financial strain.
What expenses are covered by the allowance?
The allowance covers all day-to-day costs of caring for a child — food, clothing, school meals, transport, hobbies, and household items. This ensures you can focus on emotional care and stability rather than worrying about budgeting for essentials.
Do I need to register as self-employed?
Yes. Foster carers are classed as self-employed for tax purposes. Registering with HMRC is straightforward, and we can explain how to complete this step. Most carers find that Qualifying Care Relief keeps their taxable income low or even zero.
How and when are payments made?
Payments are made weekly by bank transfer, with a clear breakdown for each child in placement. You’ll receive detailed statements showing how your allowance is calculated, so you can manage your finances confidently and plan ahead.
How & When Are Payments Being Made?
Being a foster carer isn’t just about money — it’s about dedication, compassion, and the difference you make every day. But financial security helps you focus on what matters most: giving a child stability and love.
Previously in our Ultimate Guide we covered The Fostering Process. Next, let’s explore the support available for foster carers — from 24-hour guidance to professional training and a community that’s with you every step of the way.
